Bone Density Test: Key Insights and Guidelines

Abstract artistic representation of a strong and healthy bone structure, symbolizing bone density vitality.

Bone Density Test: Everything You Need to Know

Bone health often flies under the radar—until a fracture or a doctor’s warning brings it front-and-center. This matters because your skeleton is living tissue that changes throughout life, and those changes are measurable.

A bone-density test—also called a bone-mineral density (BMD) test—measures those changes with precision. Leading health authorities, including the Bone Health & Osteoporosis Foundation, recognize DXA bone-density testing as an established standard for assessing fracture risk and diagnosing low bone mass.

This guide walks you through every step, from deciding whether you need the test to interpreting your results and planning next actions with your healthcare provider.

BodySpec Quick Note
BodySpec offers a full-body composition DEXA scan that includes a bone-density measurement. Because the scan is optimized for wellness tracking, it is considered non-diagnostic under current medical guidelines. However, it still functions as an early screening tool. If your BodySpec report suggests low bone density, view that as a prompt to discuss preventive measures—like strength training and vitamin K for bone health—with your doctor, who can advise on ordering a diagnostic central DXA scan if needed.


What Is a Bone Density Test?

Your bones are dynamic tissue that is constantly broken down and rebuilt. A bone-density test quantifies how much mineral—primarily calcium—is packed into specific bones at a single point in time.

Abstract illustration of bone cross-section showing mineral density, relevant to bone density tests.

The most common method is DXA (dual-energy X-ray absorptiometry). It uses two low-dose X-ray beams to measure bone mineral content, most often in your spine and hips.

After the scan you’ll see a raw value reported in grams per square centimeter (g/cm²). DXA software then converts this raw data into two standardized scores:

  • T-score: compares your bone density with that of a healthy 30-year-old of the same sex.
  • Z-score: compares your bone density with people your own age, sex, and ethnicity.

You can read more about how these scores are calculated in the NIAMS guide to BMD scores.

Why Bone Density Matters

  • Low bone density predicts fractures before they happen.
  • Early detection gives you time to intervene with lifestyle changes and—when appropriate—medical therapy.
  • Tracking density over time shows whether your plan is working.

If you’d like a refresher on how a DEXA machine assesses full-body composition—not just bone—see What Is a DEXA Scan and How Can It Help?.


Why and When Should You Get Tested?

USPSTF Osteoporosis Screening Guideline (Read the USPSTF Guideline)

  • Women 65+ should be screened.
  • Women < 65 should be screened if their fracture risk equals or exceeds that of a typical 65-year-old woman.

Endocrine Society 2020 Guideline for Osteoporosis in Men (Read the Endocrine Society Guideline)

  • Men 70+ should be tested.
  • Men 50–69 should be tested if they have risk factors such as low body weight or prior fracture.

Other major risk factors, summarized by the Bone Health & Osteoporosis Foundation (BHOF), include (Full list):

  • Previous fracture after age 50
  • Family history of osteoporosis or hip fracture
  • Long-term corticosteroid use (≥ 3 months)
  • Low body weight (BMI < 19 kg/m²)
  • Smoking or heavy alcohol use
  • Medical conditions such as rheumatoid arthritis, celiac disease, or early menopause

If any of these apply—or if you’ve noticed height loss or a stooped posture—talk with your clinician about bone-density testing.


Diagnostic vs. Non-Diagnostic DEXA: What’s the Difference?

FeatureDiagnostic Central DXA ScanBodySpec Full-Body Composition DXA (Non-Diagnostic)
Primary PurposeDiagnose osteoporosis/osteopenia; guide medication therapyTrack body fat, lean mass, and provide an informational bone-density value that is not valid for medical diagnosis of osteoporosis but useful for spotting trends and overall wellness tracking
Scan SitesLumbar spine & proximal hip (ISCD-approved)Whole body
Report FormatIncludes T-scores & Z-scores that meet ISCD criteria for diagnosisProvides bone density plus body-fat and lean-mass values
Insurance CoverageOften covered when medically indicatedCash pay; see our BodySpec pricing tool
Typical SettingsHospitals, radiology imaging centersBodySpec storefronts and mobile clinics (Book your BodySpec scan)

The International Society for Clinical Densitometry (ISCD) sets strict acquisition and analysis standards before a scan can be labeled “diagnostic.” BodySpec uses the same low-radiation technology but follows a whole-body protocol tuned for repeat wellness monitoring.

Bottom line: If your BodySpec scan shows a downward trend or lower-than-expected bone density, view it as an early warning and follow up with your healthcare provider for a diagnostic central DXA.


Bone Density Testing Options: DXA vs. QCT vs. Ultrasound

CharacteristicDXA (Central, Diagnostic)QCT (Quantitative CT)QUS (Ultrasound)
Typical SitesLumbar spine, hip, sometimes forearmLumbar spine, hipHeel (calcaneus)
Radiation Dose~ 0.001–0.003 mSv (Health Physics Society)0.06–0.30 mSvNone
AccuracyHigh (± 1 %)Very high (excellent trabecular detail)Lower; screening only
Relative CostModerateHigherLower
Clinical Use CaseDiagnosis & monitoringSpecialized cases/researchPreliminary screening

BodySpec chose whole-body DXA because it blends precision, safety, and affordability for routine wellness tracking.

Want a deeper dive into scan tech? Read BodySpec DEXA vs. Other Body Composition Tests.


How to Prepare for Your DXA Scan

  1. Dress metal-free. Skip zippers, buttons, or under-wire bras that can interfere with X-rays.
  2. Pause calcium supplements for 24 hours so excess calcium doesn’t cloud spine images.
  3. Avoid recent contrast studies. If you’ve had a barium exam or contrast CT/MRI, wait at least two weeks.
  4. Eat and hydrate normally. No fasting needed.

Need more tips? See 5 Tips for a Successful BodySpec Scan.


Step-by-Step: What Happens During a Bone Density Test

Below is a typical diagnostic central DXA timeline. BodySpec’s non-diagnostic full-body scan is even quicker—about 10 minutes from lay-down to stand-up—because it captures the entire body in a single pass.

MinuteWhat’s Happening
0–2Check-in, brief questionnaire
2–4Change into scrubs (if needed) & remove metal
4–8Technician positions you; scanning arm glides overhead
8–12First pass: lumbar spine
12–16Second pass: hips
16–20Optional: forearm or whole-body composition
20–22Procedure complete; you can get dressed. For diagnostic scans, a radiologist-interpreted report is sent to your physician. BodySpec provides an immediate, non-diagnostic report focused on wellness metrics.

Most diagnostic appointments wrap up in ~20 minutes (see How Long Does a Bone Density Test Take?).


Bone Density Test Benefits and (Minimal) Risks

  • Very low radiation: About 0.001–0.003 mSv—less than a day of natural background radiation and far below the ~0.03 mSv you might receive on a coast-to-coast flight (Health Physics Society; see also BodySpec’s guide to DEXA scan radiation levels).
  • Quick & painless: no needles, no IVs.
  • High precision: diagnostic central DXA offers ± 1 % precision for key sites like the hip and spine, allowing clinicians to detect meaningful change within 12 months.
  • Actionable: early detection plus lifestyle tweaks or medication, under medical guidance, can cut fracture risk dramatically.

Contraindications are rare: pregnancy, very recent contrast studies, or inability to lie flat for 10 minutes.


Bone Density Test Cost and Insurance: What to Expect

Diagnostic Central DXA

PayerTypical CoverageKey Eligibility Notes
Medicare Part B100 % every 24 months for qualifying patientsApplies to women 65+ or estrogen-deficient at clinical risk, and to men or women of any age with: vertebral fracture, ≥ 3 months systemic steroids, primary hyperparathyroidism, or monitoring FDA-approved osteoporosis drugs (Medicare coverage)
Commercial InsuranceUsually covered with referral; copays varyPre-authorization is common
Cash Pay$100–$250Imaging centers may bundle radiologist fee

BodySpec Full-Body Composition DXA (Non-Diagnostic)

Payment MethodTypical CostNotes
Direct Pay$40–$60 per scanPackages, memberships, and bundle discounts available. See BodySpec pricing for details.
InsuranceNot billedWellness scan—customers pay out of pocket

For more on pricing, see How Much Does a DEXA Scan Cost in 2025?.


VFA, TBS, and Other Diagnostic Add-Ons for Bone Density Tests

Advanced options usually tacked onto a diagnostic DXA session:

  • Vertebral Fracture Assessment (VFA): A quick lateral-spine image to flag silent vertebral fractures.
  • Trabecular Bone Score (TBS): Software analysis of DXA data to estimate bone micro-architecture—helpful when T-scores are borderline.

BodySpec’s non-diagnostic scan does not include these add-ons.


Decoding Your Results (Diagnostic DXA)

T-Score

Comparison to the average healthy 30-year-old of the same sex.

T-ScoreInterpretationWHO Category
≥ –1.0NormalNormal bone density
–1.0 to –2.4Low bone massOsteopenia
≤ –2.5Very low bone massOsteoporosis
A color-coded bar chart illustrating bone density levels, representing T-score categories: Normal (green), Osteopenia (yellow), and Osteoporosis (red).

A T-score ≤ –2.5 in the hip, spine, or forearm meets the diagnostic threshold for osteoporosis in diagnostic DEXA scans.

Z-Score

Compares you with peers of the same age, sex, and ethnicity. A Z-score ≤ –2 may indicate a secondary cause of bone loss, prompting further medical evaluation.

FRAX 10-Year Fracture Risk

Clinicians often enter your femoral-neck T-score into the FRAX calculator to estimate your 10-year fracture probability. Treatment is typically considered when FRAX shows a ≥ 3 % risk of hip fracture or ≥ 20 % risk of a major osteoporotic fracture.

For a detailed sample report analysis, see Interpreting Your Bone Density Test Report.


Frequently Asked Questions

Does a bone-density test show arthritis or cancer?
No. It measures mineral density, not cartilage health or tumors.

How often should I repeat the test?
Diagnostic DXA: every 1–2 years if you’re on therapy or at high risk; every 3–5 years for low-risk patients with normal scores.
BodySpec wellness scan: as often as you’d like to track body-composition changes—many clients scan monthly or quarterly.

Can strength training improve my T-score?
Weight-bearing and resistance exercise stimulates bone formation. See Strength Training for Bone Density.

Is the test safe during pregnancy?
DXA is generally postponed, despite minimal radiation.


Ready to Book Your Scan?

Curious about your bone health and overall body composition? Schedule a non-diagnostic, full-body DEXA scan with BodySpec—it takes just 20 minutes and starts at $40. Bring the report to your healthcare provider if you need a formal, diagnostic follow-up.


Key Takeaways

  1. A bone-density test spots fracture risk long before symptoms appear.
  2. DXA is the established standard thanks to high precision and ultra-low radiation.
  3. BodySpec’s whole-body scan is non-diagnostic but serves as an early screening tool.
  4. Understanding T-scores, Z-scores, and FRAX turns data into action.
  5. Diagnostic DXA is often insurance-covered, while BodySpec's wellness scans remain an affordable, cash-pay option for regular monitoring.
Recommended articles
A couple running on a snowy sidewalk, smiling and looking at each other. The woman is wearing a yellow puffer jacket and the man is wearing a gray hooded jacket.
27 Dec
3 mins read
Impact of Clothing on DEXA Scans
An overhead view of a healthy Buddha bowl filled with rice, sweet potato chunks, avocado slices, red bell peppers, and cilantro. A glass of water with a lime slice, a half avocado, and a small bowl of chopped red peppers and lime wedges are also on the table.
20 Apr
4 mins read
Healthy Snacks For Every Diet
A pink bathroom scale with a coiled yellow measuring tape unspooling onto the scale. The scale reads '0 lb' and '0 kg'.
23 Mar
4 mins read
Ever Heard of the “Body Fat Index”? Here’s Why It’s More Important Than BMI.